Free homeowner tool

Home Equity Calculator

Estimate how much home equity you have and understand your loan-to-value ratio. Enter your numbers below to get a result, plain-English context, and a useful next step.

Your home snapshot

Start with what you know.

Private by design

Estimated home value$525,000Mortgage balance$386,000Current interest rate7.125%Years remaining27 yrs

No credit check. No contact information required.

Live estimate

Estimated monthly payment

$3,596 / mo

Principal & interestTaxes, insurance & PMI

There may be more in your mortgage than a monthly payment.

We’ll look for savings, PMI milestones, equity, and your refinance break-even point.